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AED 10,000


  • First Name: IRENE
  • Last Name: MENDOZA
  • City: DUBAI
  • Country: United Arab Emirates
  • Phone No: +971551917587
  • College or University: ATENEO DE NAGA UNIVERSITY
  • Time Period: 2000-2003
  • Listed: August 25, 2015 10:03 am
  • Expires: This ad has expired
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Work Experience

Work Experience:

Loans Operations Support Officer-Consumer Lending Group
Junior Assistant Manager (TEAM LEADER)

BDO Unibank, Inc.
October 3,2011- up June 2,2015

 Documents Review & Approval (reviews all accounts for loan bookings namely Auto loans,Home loans and Business loans, ensures all documents are in order prior to approval of loan releases.
 Responsible for the processing of loan accounts through compliance checking documentary deficiencies validation,collateral release in accordance with the terms and conditions, standard operating procedures,approved Bank policies and guidelines within the set turn around time
 Monitors document deficiencies for booked loans
 Preparation of welcome letters and amortization schedules for newly booked accounts
 Answering client queries regarding their loans and attending to special requests and arrangements for them.
 Preparation of various reports daily,monthly,quarterly and yearly as required by the unit.
 Handles safekeeping of collateral for loan bookings.
 Responsible for checking and validation of accurateness and acceptability of collaterals being presented to the bank in order to facilitate mortgage annotation.
 Approval of loan amendments and loan restructuring as requested by clients.
 Responsible for cross selling other financial products which is being offered by the bank.

Marketing Associate for Corporate Banking
Bank of the Philippine Islands
January 16,2007 up to October 2,2011

-Marketing of credit lines, term loans,Domestic Bills,Revolving Promissory Note Line,Short Term Loan, Domestic Bills purchase line to corporations.
 Loans Documentation ( prepare requirements for approved applications, Real Estate Mortgage Agreements, conforme letters, suretyship agreements , Implementing Memos, Offering Memos, Financial Spreadsheets,signature verifications, insurance monitoring, prepare instruction sheets for loan releases, interest repricings, Liquidation statements etc.)
 Responsible in assisting the Account Officer in marketing loan products and in the analysis of credit loan applications in accordance to the policies of the bank.
 Preparation of loan documentations and review of submitted loan requirements if with accordance to the Bank's required standards.
 Daily monitoring of interest collections/ amortizations and file maintenance of loan accounts.
 Ensures all credit applications for commercial loans are properly screened which includes interviewing applicants, validate credit applications, review of submission of loan loan requirements, conduct office checkings and business verifications etc.
 Assists in processing loan applications for new loan accounts, including renewals and extensions.
 Gather marketing data as to moves on competition, products of local competing banks and other data that may be relevant to the general marketing strategy of the business center.
 Conducts credit/bank checking, background investigation and trade checking on corporate and individual borrowers. Prepared credit investigation reports with its corresponding findings and recommendations
 Attend to the needs of other branches and lending units such as but not limited to requests for client visit, credit investigation, appraisal , interest rates, product handouts and other relevant requests related to credit processing.
 Perform administrative functions in the business center like monitoring expense accounts, attendance, inventory of furniture & fixtures, printing of daily & monthly reports etc.

Branch Service Associate
Bank of the Philippine Islands
June 3,2004-January 15,2007

 Branch Teller (Accepts cash and check deposit transactions, branch and inter-branch withdrawals,credit card cash advances etc. handles branch banking operations e.g. marketing, cash operations, loans and foreign currency transactions.)
 Verify and validate cash and foreign currency transactions. Receive cash and checks for deposit and disburses cash to clients for withdrawals or check encashment with proper verification of signature on source documents.
 Process account opening of the various products of the bank such as but not limited to Savings account, Checking account & Time Deposit placements and explaining it's benefits and features to the customers.
 New accounts opening (responsible for KYC function upon interview of walk-n clients for accounts opening)
 Verification of submitted requirements for individual and corporate clients for updating of their information with the bank.
 Act as Safety Deposit Box (SDB) custodian and monitor and facilitate the prompt collection of SDB rentals.
 Maker of official receipts for payment to bank service charges and other bank products.
 Facilitate and process requests for bank certifications of clients.
 Offers and process referrals of the various off books products such as but not limited to Treasury Bills, Commercial papers, Government securities & Common trust funds.
 Sorting of cash and cash equivalents,sorts and bundles bill per denomination and degree of wear and usage (soiled, mutilated etc.)
 Monitoring and Facilitation of Time deposit placements
 Maintenance and loading of ATM machines situated within the bank.
 Balancing of CIV( Cash in Vault ) daily
 Preparation and generation of daily branch reports and Operation control checklist.
 Handles localization and adjustment of Audit exceptions under the supervision of service officer.
 Cross-selling of other products of the bank especially the sale of alternative channels such as Express phone, On line Banking,check free payments and mobile banking.

Treasury Clerk
Isla Bank Inc. (A Thrift Bank)
May 2003 up to Dec. 2003

 Balance deposits,manage internal control of petty cash and lockbox transactions and verify bank receipts.
 Receive and sort currency revenues and maintain audit trails
 Surveys lending rates to other competition banks and financial institutions


A motivated and highly competent person with 12 years of banking experience in Marketing and Operations specializing in Retail, Commercial, Corporate and Consumer Lending is seeking for employment where I can be a productive and relevant part of the workforce.

Skills & Qualifications:

 Adept in various computer programs being used for documentations.
 Works in minimal supervision, able to multi-task and can work under pressure.
 Exudes a positive disposition and can take on challenges with composure.
 Willing to learn and be trained, open for suggestions and new ideas in the work environment.
 Flexible and can adjust to various situations wherein the job calls for.
 A team player, can work and interact with people in the work environment.
 Excellent communication skills :persuasive and communicative
 Enthusiastic ,proactive and reactive
 Can meet deadlines and targets without sacrificing quality of work output
 Client friendly and can work under tight deadlines and can deliver within the specified turn around time.
 General knowledge of banking activities
 Knowledge of the process flow of bank transactions and proper use of bank systems.
 Can perform any administrative functions whenever necessary

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Listing ID: 15055dc3d52139ba

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